Contribution limits change by account type, age, and income. Pick a plan and enter your details to see your 2026 maximum, including catch-up amounts if you qualify.
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For 401(k)-type plans the figure shown is your own deferral; employer match or profit-sharing is on top. SEP and SIMPLE figures already reflect their own rules.
Extra amounts allowed once you reach 50 (with a higher tier at ages 60–63), automatically included when you enter your age.
Often yes, within combined limits. The interplay gets technical, we can map the most tax-efficient mix.
They are contribution caps; whether the money goes in pre- or post-tax depends on the account you choose.
These calculators provide rough estimates using current federal figures and general assumptions. They do not account for every credit, deduction, or your full situation, and they are not tax advice. For precise numbers, speak with a CPA.