See what a business loan really costs. Enter the amount, rate, and term to get your monthly payment, total interest, and payoff time, and test how extra payments shorten it.
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It shows the monthly payment, total interest, payoff time, and the effect of extra payments. A full schedule is available on request.
Yes, enter a fee percentage and it's added to your total cost of borrowing.
Every extra dollar goes straight to principal, cutting both the interest you pay and the time to payoff.
Use the APR your lender quoted. If you're still shopping, try a range to see the impact.
These calculators provide rough estimates using current federal figures and general assumptions. They do not account for every credit, deduction, or your full situation, and they are not tax advice. For precise numbers, speak with a CPA.